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Custodial vs. non-custodial wallets

Updated over a year ago

Cryptocurrency wallets can be categorized into two types: custodial and non-custodial. Understanding the difference is important for cryptocurrency users.

Custodial Wallets:

  • Managed by a third-party service provider, which controls your private keys.

  • Offers convenience and support, with customer service available to assist you.

  • Often provided by crypto exchanges, making it easier to trade and manage funds.

  • Relies on the trustworthiness and security practices of the service provider.

  • A third-party service provider is a real owner of your assets.

Non-Custodial Wallets:

  • Managed by yourself, while giving you full control over your private keys.

  • Only you have access to and control over your funds.

  • Preferred by experienced users who prioritize security and independence.

  • Requires you to take responsibility for the safety of your private keys and recovery phrases.

  • You are the real owner of your assets

Choosing the right wallet depends on your needs. For convenience, a custodial wallet from a trusted exchange is suitable. If you prioritize control and security, opt for a non-custodial wallet to interact directly with DEXs and dApps.

Reputable non-custodial providers like Utorg offer user-friendly interfaces and added security. Remember, safeguarding private keys and seed phrases is your responsibility with non-custodial wallets.

Ultimately, the decision between custodial and non-custodial wallets depends on your comfort level, risk tolerance, and the level of control you desire over your cryptocurrency assets.

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