Invite friends: refer your friends — and start earning
Invite friends is a new referral program by Utorg App, designed to reward you for inviting friends to use the Utorg Card. By sharing your unique invite link or code, you can earn a €20 reward for each invited friend, who fulfills all the required conditions.
To be able to invite friends and get rewards, a user must have topped up their Utorg Card with at least €500. Additionally, only users from the following countries can participate in this program: Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Ukraine.
IMPORTANT: No rewards will be given for invited users from countries not on this list.
How to Get Your Reward: Step-by-Step
Step 1: Get your invite link/code
Start by opening Utorg App and heading to the ‘Settings’ section, where you’ll find the ‘Invite Friends’ option. Please note that you can only invite friends after successfully issuing your Utorg Card and topping it up with at least €500.
Click on it to access the section, where you can view your unique invite code and invite link.
Step 2: Share your invite link or code
What you need to do next is share the link or code with your friend. You can do this either by copying the link/code directly from the app or by clicking on the “Share invite” button.
When your friend clicks on the invite link, they will be redirected to App Store or Google Play to download Utorg App if they don’t already have it. If they already have the app, they will be guided through the card issuance process.
Alternatively, your friend can enter the invite code manually during the card issuance process or in the “Enter invite code” section, which is located in Settings as well.
Step 3: Fulfill the minimal requirements
For you to earn rewards, your invited friend must complete certain actions:
Successfully issue their first Utorg Card using your invite code or link.
Top up their Utorg Card with at least 500€ (only top-ups of €10 or more will be considered).
Successfully complete payment transactions totaling at least 500€ either online or in-store (purchases below €1 will not be counted).
For more details about the referral program and its requirements, please refer to our Referral Program Terms and Conditions.
Step 4: Receive your rewards
Once your invited friends meet all the minimum requirements, you will automatically receive your reward. Payouts are made in EUR to your oldest active card and are processed weekly.
In the “Invite friends” section of the app, you can check all referral program details, including:
The date and amount of the next pending reward;
The total number of invited friends;
The number of friends who fulfilled the minimum requirements;
The total amount of earned money (with your pending reward included);
The transaction history of the reward payouts.
By following these steps and actively participating in the referral program, you can maximize your rewards while helping others benefit from Utorg Card. Start inviting your friends today and enjoy the benefits!